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Online FOREX trading – 10 basic tips for beginner traders

If you are new to online trading with FOREX, you will find that 95% of traders lose and lose quickly.

To win in currency trading, you need the right FOREX strategy – include the following 10 tips and you will get a head start in your quest for permanent foreign exchange gains

1. Don’t believe the noise

You will read a lot of information about how easy it is to trade FOREX and how you can buy an e-book for $ 100 and get rich – this is not the reality. Although there are some good tips from them – you can get all the necessary information for free online.
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If you want to read about the best traders of all time and get advice from traders who have come along – instead of just talking, go to Amazon and get some books from the best traders of all time.

2. Do not trade during the day

The biggest myth about FOREX trading is that you can make money FOREX daily trading.

You can not!

Many novice traders fall for this myth and lose fast.

All short-term volatility is arbitrary and there is no way to predict where prices may go, so you can toss a coin.

If you want proof that FOREX day trading systems do not work, ask the provider for real-time profit data in the long run and you will not receive one – PERIOD.

3. Work smart, not hard

You don’t have to work hard at FOREX Trading, you have to work smart. This means focusing on the RIGHT FOREX education and learning the FOREX tools that work. You can easily learn to trade the FOREX markets in a few weeks. You just have to focus on the right information.

You don’t get rewarded in FOREX trading for hard work, you get rewarded for being right, and that means working smart.

4. Risk = reward

If you don’t like risk, forget about currency trading and do something else.

Many retailers simply want to avoid the risk of closing stops or grabbing profits as much as possible. If this is you – you will NEVER succeed in currency trading.

You must gladly accept the risk and losses in order to succeed in online FOREX trading.

5. Do it yourself

Only you can ensure success.

You need to be confident in your ability to succeed, and if you are, you will have the discipline to apply your method to long-term profits.

If you follow someone else, you will not have the right mindset to succeed. You will lack discipline and throw in the towel as soon as a series of losses occur. Do it yourself and your chances of success increase.

6. Take a simple method

Simple methods work better than complex ones because they are more stable with fewer elements that can be destroyed in the face of ever-changing market conditions.
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There is no connection between how complex a system is and how much money it will make.

If you are starting to trade currency, use support and resistance, a breakout methodology and some confirmatory indicators and that’s it.

The above way of trading is perfect and will help you get big profits from big moves.

7. Trade breakthroughs

Eternal way to trade FOREX markets.

It works and will continue to work, just read other articles for more information on this simple but powerful methodology.

8. Be patient

You are not rewarded for how often you trade online FOREX – You are rewarded for spotting and acting on the best deals and they don’t show up every day.

Be patient and trade only with FOREX signals from your system – do not be tempted to trade in the name of trading.

9. Be realistic

You can make a lot of money in FOREX Trading, so what is realistic? The best traders collect 50 – 100% per year, so this is a good number to strive for.

These profits will complicate rapidly and build real wealth in the long run.

Be realistic and don’t try to get rich overnight

10. Know your advantage

If you understand the other 9 points, you will understand that you need an advantage to make money in the long run in the online FOREX markets. If, after devising your FOREX trading strategy, you don’t know what your advantage is – you don’t have one!

You need to know what your advantage is over most losing traders in order to win.

Last words

If you include the above 10 tips in your online FOREX trading plan, you will be on your way to making money in the most exciting investment market in the world.

Welcome to the world of FOREX trading!

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Which time frame should you choose to trade and which is the most profitable?

Most Forex traders have no idea how or why Forex prices move and make key mistakes in the way they trade over time. In this article, we will look at three popular time frames and see which is the best time frame to trade in your trading strategy.
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In the Forex markets, all the main news about supply and demand will be shown in the price action, as well as the views of all traders, so let’s divide the price action into 3 time frames.
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Long-term trends

Major trends in currencies that last from several weeks to many months and reflect the economic and political health of the country’s currency. These big foundations are slowly changing from expansion to contraction, which is why these trends have been going on for so long.
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Intermediate trends

While large fundamentals prevail in the long run, in the short run traders’ emotions can raise prices far up or down, and this can be seen in intermediate trends, within the big trend, which can be either with the main trend or against her. Usually these trends will last from a few days to about a week.
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The short-term trend

This is the action within a day and in fact it is not a trend at all, but just a random price action. In one day, prices can go anywhere and they do.
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What is the best time frame for trading?

From the above, it is clear that trading with long-term trends can give you the most profit with the least amount of work. All you do is enter the trend and keep it – but long-term following the trend is really only suitable for a trader who is patient and disciplined.
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Trading intermediate trends can be very profitable and requires less patience and discipline than trading long-term trends. You can make money in both time frames and the one you choose will simply depend on your personality.
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I haven’t mentioned day trading yet and this is the most popular time frame for trading, but it doesn’t offer you a real chance of success. There is a large industry that sells unwanted robots and other so-called low-risk daily and scalping strategies, but they don’t make money and day traders lose.
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If you want to win in Forex trading, do not make the mistake that the majority makes, and trade short-term – trade longer-term and you will have the chances on your side and you will be able to make a great second income.
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Cryptocurrency – The way forward and opportunities

Cryptocurrency is getting better every day. It continues to increase your wealth, just like your viral posts on social media. An infectious financial instrument for a good portfolio and a catalyst for growth. One interesting fact is that there are more than 5,000 cryptocurrencies.
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2021 was a fantastic year, but where do we go from here?

Let’s increase the situation here. Both Bitcoin and Ethereum have touched higher performance bars. Long-term investors rely on this. As you read this article, there may be more wonderful news about cryptocurrency. I will try to present here the future possibilities of cryptocurrency.
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New provisions are currently in force. They are under the carpets. Measures have been taken to minimize the risk of cybercriminals. The goal is to make this investment a safe tool for people. For example: China announced in September that all cryptocurrency transactions were illegal. Clear regulations will remove all obstacles to make it safer to trade.
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How will the new regulations affect investors?
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The IRS will find it easier to track tax evasion. Investors can transparently record transactions. For example: recording capital gains or losses on crypto-assets will be easier. On the other hand, the price of cryptocurrencies will also be affected in the volatile market.

ETF approval – an important factor to consider

The Bitcoin ETF made its NYSE debut. This will help investors buy cryptocurrency from existing investment firms. Due to the growing demand, both the stock markets and the bond markets are coping with it. Let’s look at it from the investor’s point of view. Easier access to cryptocurrency assets helps people buy them without any problems. If you plan to invest in the Bitcoin ETF, remember that the risks are the same as any other cryptocurrency. You have to be willing to take the risk. Otherwise, it is useless to invest your money.

What does the Future bring?

Bitcoin is the best in the crypto market. It has the highest market capitalization rate. In November 2021, its price rose to $ 68,000. In October, the exchange rate was $ 60,000, while in July it was $ 30,000. There are large fluctuations in market prices. Experts suggest keeping the market risk for cryptocurrency below 5% in the portfolio. Speaking of short-term growth, people are hoping. Variability in bitcoin prices is a factor to consider. If you want to play for a long time, short-term results should not affect you.
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Looking at it from an angle to increase your wealth is not a good solution. Stick to traditional investment instruments other than cryptocurrency. For example: if you want cryptocurrency as a retirement savings tool, it’s time to rethink your decision. Keep your investments small and diversify. This will reduce the risk factor. At the same time, you will have more time to think about cryptocurrency.

You need to spend your money wisely and then invest in cryptocurrency. One must assess the risk factor associated with it and make a decision. I hope this article helps you.

Bitcoin and binary options trading

Binary options have become increasingly popular in the last 2 years. This type of trading is desirable among new traders, as they do not have to buy anything, they just predict whether the asset will move up or down over a period of time. These transactions take place in short time frames (30 seconds, 1 minute, 5 minutes), but can be months. If the trader has made a mistake, they will obviously lose their money. If the trader was right in his forecast, he will receive 80-85% payout, depending on the broker.

Binary options are sometimes called “all-or-nothing options”, “digital options” or “fixed return options” (FROs), which are traded on the US Stock Exchange.

bitcoin (BTC) is a digital currency that is created and held electronically and is not controlled by anyone. Bitcoin is an online payment system invented by Satoshi Nakamoto, who published his invention in 2008 and launched it as open source software in 2009. The system is peer-to-peer; users can make transactions directly without the need for an intermediary. Transactions are checked by network nodes and recorded in a public distributed register called a blockchain. The registry uses its own unit of account, also called bitcoin. The system operates without central storage or an administrator, which led the US Treasury Department to categorize it as a decentralized virtual currency. Bitcoin is often called the first cryptocurrency … “

Bitcoin as a currency in binary options trading

Bitcoin is already a widely used currency and many trading platforms are adopting it as a payment method for trading deposits with their customers. There are many benefits to using bitcoin as a currency. The first benefit is “the fact that the transaction price is the lowest among all forms of online payment. This is the very reason why bitcoin was created primarily to reduce the cost of the online transaction. Because there is no central governing body bitcoin, no service charge is payable upon receipt or transmission of payment. ” Another reason traders use bitcoin as a currency is that bitcoin itself can be traded and they can earn extra bitcoins this way.

“As all trade transactions are denoted in bitcoin, the trader is able to protect himself from the fluctuations of this cryptocurrency, while at the same time earning more from it through profits earned from trading.”

Bitcoin as a commodity in binary options trading

With the recent popularity of bitcoin and its adoption as a currency, many binary options platforms have begun to use bitcoin as one of the trading currencies. so as an asset. Stockbrokers see the value of trading BTC against fixed currencies, mainly against the US dollar.

Today there are 2 main types of platforms for bitcoin binary options:

  • First generation brokers – binary options platforms that allow bitcoin trading

  • Second generation brokers – platforms that offer both bitcoin financing and bitcoin trading

First generation brokers – brokers offering bitcoin trading:

  • Coinut – a platform for exchanging only bitcoin options; programmed as robust and distributed in the Linux operating system coinut.com

  • BTClevels – Bitcoin platform for binary options trading; with or without registration, seamlessly btclevels.com

  • 24 Options – one of the first brokers to offer BTC as an asset to 24option.com

Second generation brokers – brokers offering bitcoin financing and trading:

  • Traderush Binary Platform – accepts BTC traderush.com deposits

  • Nadex trading platform – accepts BTC financing and allows trading in BTC; offers limited risk, short-term trading, transparency and a fully regulated market nadex.com

  • Satoshi Options Trading Platform – accepts BTC financing and allows BTC trading; does not require account registration or personal data. Payments are almost instantaneous and the service is available from anywhere in the world satoshioption.com

  • BTCOracle platform – a bitcoin-only platform – allows BTC financing and trading, offering several portfolio options and full transparency btcoracle.com

  • Bitstamp Platform – As above, BTC-only platform – allows trading and financing with BTC, but requires login to bitstamp.net

  • Bitcoin Wisdom – allows trading in 3 digital currencies, bitcoins, lightcoins, altcoins against other flat currencies and requires login bitcoinwisdom.com

  • Beast Option – allows BTC financing and trading with bitcoins and lightcoins; guarantees fairness in pricing, despite market fluctuations beastoptions.com

When choosing a bitcoin broker, it is important to check their terms and conditions, paying particular attention to whether their bitcoin assets are stored in Deep Cold Storage. This means that bitcoins are insured and stored offline, where they are not susceptible to hackers.

Risks, rewards and dangers of ICO

Bitcoin has revolutionized by introducing the first decentralized digital currency in which people and businesses control their transactions instead of banks and credit cards. We now have another revolution in the form of initial coin offering (ICO).

What is an initial coin offering (ICO)?

ICO is a relatively new fundraising tool that start-ups can use to raise capital through cryptocurrencies / tokens. Here, investors raise money in bitcoins, Ethereum or other types of cryptocurrencies. It’s like another form of crowdfunding.

Advantages of ICO

Like bitcoin, ICO’s main advantage is that start-ups do not have to deal with third countries such as banks and venture capitalists. ICOs provide a number of other amenities, namely:

  • Raising capital from anywhere in the world

  • Potentially high return for investors

  • Quick and easy fundraising

  • A principle of limited supply and demand in which cryptocurrencies gain value in the future

  • Tokens have a liquidity premium

  • Low to zero transaction fees

ICOs began to gain popularity in 2017. A great example from May 2017 was the ICO for a new web browser known as Brave. This generates over $ 35 million in just under 30 seconds. In October of the same year, the total sales of ICO coins made at that time amounted to $ 2.3 billion, which is more than 10 times since its introduction in 2016.

Risks and dangers of ICO

Like any new technology, especially given millions of dollars, there is criticism and control from regulators. ICOs include risks, fraud and controversy that put them under the control of professional business and government officials.

Some common ICO risks include:

Lack of regulation

This is perhaps the biggest problem facing ICOs. Because they do not adhere to the laws and regulations of the centralized authorities, ICOs face many speculations, debates and criticisms about their legitimacy.

In the United States, the US Securities and Exchange Commission (SEC) has not yet recognized ICO tokens and investments, which leaves uncertainty about the decision to regulate them. Therefore, it may be better to invest in start-up ICOs that are affiliated with law firms.

highh Potential for fraud

Another thing when ICOs are not regulated is that there is a potential for fraud or fraudulent attacks. Those who gamble on ICOs are usually imperfect investors.

Investors do not know if a project that has not yet been launched will ever be launched. ICOs do not even disclose any personal information. So, as far as they know, this whole thing is a big money laundering scandal. On the other hand, there are cases when this happens with crowdfunding.

Higher Chances of failure

A startup that gets its capital through ICO has a better chance of failing. In fact, a report by a small team from Boston College in Massachusetts found that 55.4% of token projects fail in less than four months.

Conclusion

Ultimately, ICOs are fast and effective crowdfunding opportunities, but with very serious security, regulatory and high chances of failure. It works for some startups, but most of them fail. Whether this is something that is moral or not depends on how you look at the consequences and how good your marketing skills are.

Marital trends in 2020

Many people like to believe that something like marriage is stable, it is an unshakable institution. This could not be further from the truth. Just see how the idea of ​​same-sex marriage in the United States has grown from a total periphery to something that is legally accepted throughout the country. However, looking ahead to the next decade, there will certainly be more changes. Here’s a look at some of the biggest potential marital trends for 2020.

Divorce rates are declining in the United States, and this is a trend you can only expect to continue. From 2000 to 2016, the marriage rate dropped from 8.2 to 6.9 per 1,000 people, with divorces falling from 4.0 to 3.2. Expect similar declines in the coming years as people continue to be less likely to marry early due to issues such as the pursuit of personal education and careers, combating debt levels and financial insecurity, and more.

Couples will marry later and will potentially be more confident that they have made the right choice and made it in a more mature and stable moment in their lives. On the other hand, more people will continue to divorce later in life, as prioritizing personal happiness and satisfaction is something more people consider even after their children move out or retire. The idea is called gray divorce, and while the divorce rate has fallen, gray divorces have doubled in the last few decades.

For couples who are still divorcing, one of the most common trends that will only intensify is dealing with a man’s or a woman’s best friend in the ensuing legal challenge. Three states have already passed legislation that addresses the prospect of a pet’s well-being during a divorce, as opposed to treating the animal only as a property to be divided.

Another trend that will play out more and more on the battlefield for divorce will be cryptocurrency. Bitcoin and other cryptocurrencies are already beginning to emerge in divorce battles for several reasons, including the difficulty or inability to track or prove the financial assets a person may hold on that medium, and the rapidly changing values ​​that these assets may represent. As cryptocurrencies become more widespread, they will become an even bigger problem to fight.

Technology should be a great thing for marriage, and in many ways it is. Consider being able to have video conversations with your spouse while one person is away, as well as the ability to sync calendars to make it easy to keep up with a person’s schedule. Yet, at the same time, technology often disrupts relationships, whether as a distraction to prevent quality time or the risks and lures of everything from social media to dating apps. Technology will become more integrated in our lives than it already is, and its impact will continue to be felt on both sides of the spectrum.

The idea of ​​marriage or divorce may not go anywhere, but the ways in which these seemingly stable institutions are evolving and changing are faster and more impactful than many would realize at first glance.

Forex trading – how do people make money from it?

The activity in the foreign exchange trading on the Forex market has been growing in recent years. The increase in production outsourcing has made currency trading essential. Large corporations doing business abroad need to hedge their transactions against large exchange rate fluctuations to protect their profits. Central banks buy and sell currencies in an effort to maintain global price stability. Commercial banks and financial institutions must trade in this market to serve the needs of their customers. Traders with a high risk tolerance also buy and sell in an attempt to make a profit.

As the currency trading market is the largest and most active market in the world, it is also the most liquid market in the world. This factor can help stabilize the market and make it more orderly. There is always a place to buy or sell your possessions. The daily amount of trade in dollars is over 3 trillion and growing. This is an over-the-counter market, so there are a lot of interconnections here.

The largest center for currency trading is London. A smaller percentage is processed in New York. Hong Kong and Singapore also have small shopping malls. Trading from one center to another overlaps, so transactions can take place 24 hours a day, 5 days a week.

Differences in currency values ​​from one country to another affect our daily lives. The prices we pay for our clothes, appliances, fuel, etc. are affected by the movement of prices between our local currency and the currency of the countries that supply us with raw materials. When buying products in other countries, we have to deal with fluctuations between currencies.

For those people who are not afraid of risk, trading in the foreign exchange market can bring big profits. However, it is critical to have an in-depth understanding of how this market works. The first thing you need to know is that currencies are traded in pairs. The main currencies are paired with each other. The euro and the dollar are paired, as are the British pound and the dollar. Another regularly traded pair is the dollar and the yen. The dollar and the franc are another.

The previous currency (base) will be bought or sold using the second (quote). Once we draw a chart showing the two currencies, we can begin to make buying and selling decisions. When we trade the dollar and the franc, the upward movement shows the strengthening of the dollar against the franc. A downward movement shows that the dollar is losing value against the franc.

Only those people who have a high level of knowledge and tolerance for risk should become active in trading the Forex currency market. Not for the faint of heart. One factor that can significantly increase the risk of trading in this market is the use of leverage. The financial institution that will process your account will only ask for a small amount to start with. They will lend you money, so you will be lending money. This can be a big advantage or a nightmare depending on your skill level.

The most important reason for trading the Forex currency market for the individual is obviously to get out of every trade with more money in your pocket than you have entered. It is essential to have a good idea of ​​what factors can cause price fluctuations up or down. The old adage “buy cheap and sell expensive” works with currencies just like any other security or commodity. However, it does not matter whether prices move up or down with the right trade, a profit can be made.

Information About Cheap VPN Service – Is There A Really Reliable Provider That Offers Affordable Prices?

As good as it is to get a good, free VPN service, such a thing does not exist. However, what you can get is a cost-effective solution that includes security, good performance, fast connections and all the necessary data. Cheap VPN service should not be a disappointment. The cheapest ones work similar to the more expensive ones, you just have to be careful which one you choose.

It is a misconception that “the higher the price, the better the service and quality of the product”, but this is not true. As long as you get privacy, security, an adequate choice of services and a policy without registration, you will start well.

Here are some of the factors to keep in mind when choosing a low-cost VPN service:

Encryption technology

Is there a guarantee that all your data is fully encrypted? For example, does the VPN work with the Onion network / router to provide you with dual layer encryption?

Strict policy without registration

The problem with some of these services is that they still store log file types, even if they keep them from your ISP. Some VPN providers promise anonymity to users, but don’t really stand up for it. They will keep magazines and maybe even sell your information to advertisers. Make sure you choose only a service that has a 100% policy without registration. Read reviews from other users to make sure they are really reliable in this regard.

Without limitations

Some services allow you to use P2P and others do not. If you participate in torrents, whether you upload or download, VPN should not stop you. In addition, you should have access to content and web pages in every region of the world. Don’t let things like censorship or dictatorship get in the way.

Easy to use

Reliable, low-cost VPN service should be easy to use and intuitive from the start. The download, installation and setup processes should be very simple. The user-friendly interface will allow you to configure the settings and choose the right server for you.

Other considerations

Other things to look for in a VPN include:

• Fast speed

• Global network

• “Off switch”

• Unlimited bandwidth

• Pay in cryptocurrency

• Friendly, reliable support

Is there really a cheap VPN service that offers all this? All you have to do is read the NordVPN reviews to find out that this is the best possible provider. Try it yourself and get a 30-day money back guarantee if you are not 100% satisfied.

Choose which subscription option is right for you and buy this cheap VPN service. You can get it even cheaper if you use NordVPN promotional codes. There are always ways to get good deals on this product.

Lack of disciplined investment causes the most losses

Lack of disciplined investment causes most investment losses. It’s so simple. If our investment program loses money over a period of years, we should probably blame ourselves, not the economy, bad luck, lack of knowledge or falling stock prices. Time solves these challenges.

The biggest single reason for investment losses: lack of disciplined investment. This is an element, only time will not work.

Why discipline and investment are mutually exclusive for so many people who have no difficulty being disciplined about other things is a puzzle. It’s not too hard to be disciplined about games, for example. Distorting the rules is much less satisfying than playing the game as it is supposed to be played.

So why do we have so many problems with disciplined investing? Why do we so often think that our way of doing things or our ideas should be better than the very simple rules that govern successful investment programs?

You just have to look at the number of people who lose or whose return is sad to be sure of one thing: investing is a scam or a large number of people go wrong. Why should this be the case when the rules are really quite simple?

One of the problems with discipline is that no one else can tell us how to develop it. This is something we need to do for ourselves. But it may be useful to know in advance that disciplined investing seems so difficult for so many people. At the very least, we can be prepared for this lack of discipline, which, when we look back, we all acknowledge and regret.

There are only a few rules that are essential for the long-term success of an investment. One is the right diversification according to your age. Another is regular rebalancing, a simple method of making some profits and reallocating capital to backlog investments (assuming you made a reasonable choice in the first place). There are a few others, of course, but they have less to do with choosing the right investment than you think.

Patience is an important attribute, as well as confidence in your decisions. Confidence may sound ridiculous to a novice investor who understands little. Just take the time to learn these simple rules and you will see the mathematical certainty behind some of the key ones. When you do, you will gain all the confidence you need to overcome the rough stains that will inevitably come.

With confidence you have everything you need. This will allow you to bring discipline, determination and patience to the table.

Investing in the Nigerian Stock Market – Sectors and Monitoring Shares in 2009

Think of the year when Nigerians made indecent profits in the stock market. This is 2008. The same year qualifies as the worst year investors have ever had. The power of greed was so great that it pushed stock prices above their true values.

Those who are well informed and experienced have made maximum profits and left the market. Others who were excited by the effect of the herd were not so lucky. They were blocked when prices fell. It was a painful experience for the speculators. Statistics show that investors have lost nearly 3.9 billion naira.

Nigerian stock market prices now look very attractive, but investors are afraid to risk putting new funds on the market. The emotion of fear really reigns now. Smart investors know that this is the right time to buy cheap and acquire large volumes. But on what premise would you base your investment aspirations this time?

There are widespread concerns about the global recession, the freezing of bank margins, the devaluation of the naira and the general economic slowdown. What criteria should you use to select stocks at this difficult time as a prospective investor?

This is the question I want to answer in this article.

Factors to consider

1. Historical stability

Companies with a history of winning performance over the years, except in any unforeseen circumstances, will continue to improve best practices to make investors happy. Remember that First Bank some time ago took the risk to invest in the emerging communications market in Nigeria through ILL. This deal failed, but as a result the bank did not fail. Years later, he continued to report favorable results and pay dividends and bonuses to investors. Currently, this action is a delight for investors. First Bank has been consistent over the years and has a strong reserve base.

2. Competitive advantage

Companies with first-class market performance compared to competitors have a good chance of surviving this difficult time. Strong brands such as Cadbury and UACN will continue to make waves in the market. Their products are permanently registered in the minds of consumers in Nigeria. These products will continue to be sold. They even restructure and introduce new products that consumers buy. The more people patronize these products, the greater the profitability of good human and material resources management.

3. Strong financial base

Companies that have built up reserves over the years from their profits have something to turn to in this bearish season to fund projects that will add value to their markets and give good returns to investors. UBA and GTB are reserve buildings for financial power. The strong reserve base is largely responsible for their expansion in foreign markets. Here you can see pure gold. When these foreign branches start making profits, what do you think investors will be happy about? Good weather and high return on investment, of course, especially with the return on bulls.

4. Highly profitable

Not all companies have the ability to manage resources well for maximum profit. The tax administration of certain institutions is so bad that it eats deep into their profit margins. In the banking industry, Oceanic bank stands out in terms of prudent tax portfolio management. Profit is not everything that matters. Having enough to keep is a skill that makes investors happy.

5. Strongly underestimated

Shares that are undervalued are the first to recover on an upward market. You will not win when you return the bulls. Your profit margin is determined from the moment of your investment. Taking the risk of investing when the company is undervalued ensures your high return when the market recovers. Unity Bank currently benefits from agricultural facilities in terms of a loan from the World Bank. With a current market price below 3 naira, the shares are highly undervalued

Winning attitude for predictable profits

* Continue to be fully invested
* Invest in fundamentally strong stocks
* Ignore the economic forecast and be determined to excel in any economy. The stock market always outperforms in the long run and is the only solution to inflation when it comes to your money
* Continue to acquire more financial and investment skills
* Be less emotional in your decisions

Sectors and actions for monitoring

1. Agriculture

This sector is booming as a major contributor to Nigeria’s gross domestic product and profits. New frontiers in animal husbandry and cocoa processing are yielding positive results. Listed companies such as FTN Cocoa Processor, Animal Feed and Okomu Oil offer promises of good prospects.

2. Food and drink

Even in a recession, people will continue to look for food and confectionery. The logic of why this sector will work is simple. As long as the person is alive, the search for food and drink will continue. Combined with good governance, companies in the sector, such as Dangote Sugar, Tantalizer, Flour Mills and Honey Well, will continue to delight investors with dividend payments.

3. Banking

Nigerian banks are currently aggressive in their quest for expansion in Africa and beyond. Revenues and profits will soon begin to be reflected in the balance sheet. Some banks, such as First Bank, UBA, GTB, Zenith and Bank PHB, have performed well and will continue to reward investors while the bears rule.

4. Communications

The Nigerian communications sector is one of the fastest growing in the world. Despite all the infrastructure challenges, companies operating in this sector are making indecent profits and investors will benefit more from their operations in 2009. Starcom is the only stock listed in this sector so far on the Nigerian stock market. Investing in it now will not be a bad idea.

5. Conglomerates

History is in favor of this sector. In particular, they have the ability to restructure and restructure their business in difficult times. Stocks like UACN will continue to delight investors

6. Transport

Talk about a monopoly. ABC transport is the only registered company in this sector of the stock exchange. He has been consistent in paying dividends since he was registered in 2006.

7. Insurance

The insurance sector is currently enjoying goodwill and patronage as investors continue to position themselves for long-term profitability. Companies like International Energy Insurance and Cornerstone are very attractive.

Learn to set aside most of your available fund in the food and beverage sector to minimize your risk. Thinking in the long run is a sure strategy that will ensure your success in 2009 and beyond.

Why invest in gold

Why should gold be the product that has this unique property? Most likely this is due to their history as the first form of money, and later as the basis of the gold standard, which determines the value of all money. Therefore, gold gives recognition. Create a sense of security as a source of money that always has value, no matter what.

The properties of gold also explain why it does not correlate with other assets. These include stocks, bonds and oil.

The price of gold does not rise when other asset classes do so. It doesn’t even have feedback, as stocks and bonds are mutually exclusive.

REASONS TO OWN GOLD

1. History of preserving its value

Unlike paper money, coins or other assets, gold has retained its value over the centuries. People see gold as a means of passing on and maintaining their wealth from one generation to the next.

2. Inflation
Historically, gold has been an excellent protection against inflation, as its price tends to increase as the cost of living increases. Over the past 50 years, investors have seen rising gold prices and a sharp decline in the stock market during years of high inflation.

3. Deflation
Deflation is the period during which prices fall, economic activity slows and the economy is overwhelmed by debt surplus and is not observed worldwide. During the Great Depression of the 1930s, the relative purchasing power of gold increased, while other prices fell sharply.

4. Geopolitical fears / factors
Gold retains its value not only in times of financial uncertainty, but also in times of geopolitical uncertainty. It is also often called a “crisis commodity” because people are fleeing in relative safety as global tensions rise. During these times, gold surpassed any other investment.

THE HISTORY OF GOLD AND CURRENCIES

All world currencies are backed by precious metals. One of them, with gold playing a major role, is to maintain the value of all currencies in the world. The bottom line is that gold is money, and currencies are just securities that can wake up worthless because governments have the power to decide the value of each country’s currency.

The future of currencies We are at a tipping point

WHY DO SMART INVESTORS INVEST IN GOLD?

1. Markets are now much more volatile after the Brexit and Trump elections. Rejecting all chances, the United States has elected Donald Trump as its new president, and no one can predict what the next four years will be. As commander-in-chief, Trump now has the power to declare nuclear war, and no one can stop him legally. Britain has left the EU and other European countries want to do the same. Wherever you are in the Western world, insecurity is in the air like never before.

2. The United States Government shall monitor the provision of retirement benefits. In 2010, Portugal confiscated assets from the retirement account to cover public deficits and debts. Ireland and France acted in the same way in 2011 as Poland in 2013. The US government. He watched. Since 2011, the Ministry of Finance has taken four times the money from the pension funds of civil servants to compensate for budget deficits. Legend of multimillionaire investor Jim Rodgers believes that private accounts will continue as government attacks.

3. The top 5 banks in the US are now larger than before the crisis. They have heard of the five largest banks in the United States and their systemic importance as the current financial crisis threatens to shatter them. Lawmakers and regulators have vowed to resolve the issue as soon as the crisis is resolved. More than five years after the end of the crisis, the five largest banks are even more important and critical of the system than before the crisis. The government has exacerbated the problem by forcing some of these so-called “non-major banks to go bankrupt” to cover up the violations. Any of these sponsors would fail now, it would be absolutely catastrophic.

4. The danger of derivatives now threatens banks more than in 2007/2008. The derivatives that bank collapsed in 2008 have not disappeared, as promised by regulators. Today, the exposure to derivatives of the five largest US banks is 45% higher than before the economic collapse in 2008. The estimated bubble exceeded $ 273 billion, compared to $ 187 billion in 2008.

5. US interest rates are already at an unusual level, leaving the Fed with little room to cut interest rates. Even after an annual increase in the interest rate, the key interest rate remains between ¼ and ½ percent. Note that before the crisis that erupted in August 2007, interest rates on federal funds were 5.25%. In the next crisis, the Fed will have less than half a percentage point, may reduce interest rates to stimulate the economy.

6. American banks are not the safest place for your money. Global Finance magazine publishes an annual list of the 50 safest banks in the world. Only 5 of them are based in the United States. UU The first position of a bank order in the USA is only # 39.

7. The Fed’s total balance sheet deficit is still growing compared to the 2008 financial crisis: the US Federal Reserve still has about $ 1.8 trillion in mortgage-backed securities during the 2008 financial crisis, which is more than twice as much as $ 1 trillion. I had before the crisis. When mortgaged securities become bad again, the Federal Reserve has much less leeway to absorb bad assets than before.

8. The FDIC acknowledges that it has no reserves to cover another banking crisis. The latest FDIC annual report shows that they will not have enough reserves to adequately secure the country’s bank deposits for at least another five years. This amazing revelation recognizes that they can cover only 1.01% of bank deposits in the United States or $ 1 to $ 100 of their bank deposits.

9. Long-term unemployment is even higher than before the Great Recession. The unemployment rate was 4.4% in early 2007 before the last crisis. Finally, while the unemployment rate reached the 4.7% observed when the financial crisis began to devastate the US economy, long-term unemployment remained high and labor market participation fell sharply five years after its end. the previous crisis. Unemployment could be much higher as a result of the impending crisis.

10. American companies are failing at record rates. In early 2016, Jim Clifton, Gallup’s chief executive, announced that the United States’ trade failures were bigger than startups for the first time in more than three decades. The shortage of medium and small companies has a major impact on the economy, which has long been driven by the private sector. Larger companies are also not immune to the problems. Even heavy players in the US economy such as Microsoft (which cut 18,000 jobs) and McDonald’s (which closed 700 stores during the year) are suffering from this terrible trend.

Why do smart investors add physical gold to their retirement accounts?

Ensuring inflation and deflation.
Limited supply Demand is growing
A safe haven in times of geopolitical, economic and financial turbulence.
Diversification and portfolio protection.
Inventory value.
Cover against the decline of the policy of printing dollars and money.

The coast is not clear – signs of an impending major stock market crash

Despite the recent correction and no matter which popular metric you use; PE, Schiller’s CAPE ratio or a comparison of Buffett’s market to GDP; it is one of the most expensive markets since 1923. The other two were the 1929 and 2000 markets, and we know how they turned out. By the way, 1923 was the year in which the Composite Index, the predecessor of the S&P 500, was introduced.

The record shows that while stock prices may continue to rise for a long time, they eventually turn to the average. This can happen in one of two ways. Either the market is on the sidelines for a long time until profits catch up, or there is a sharp decline to bring prices in line with historical PE-to-average ratios. History shows that investors are not a patient group. They will put up with a foreign market for a while, but will eventually get tired of the meager return and invest their money to work where they think will bring more potential for profit. Once this ball is rolled, the market leaves en masse and a heavy bear market is imposed. The result: there is a big drop in the market.

The question is when and whether this past correction is a hiccup or a prelude to the great decline. A study of major bear markets shows that the latter is more likely. In fact, a review of the 28 percent decline in the market since 1923 reveals that there is always a preamble to every major bear market. Some people have the misconception that stock market crashes happen at the top of the market. This is far from the truth.

The stock market may be volatile, but providence is sweet. It always notifies us in advance of an impending catastrophe, grabs our attention amidst our complacency with a sudden fall, and provides an opportunity to get out before it collapses seriously. This is shown in the analysis below for each of the following major bear markets (28% or more decline): 2007, 2000, 1987, 1973, 1968, 1962, 1946, 1937 and 1929. Intraday prices and daily closures are only available for the S&P 500 from 1950 onwards. Therefore, the Dow Jones Industrial Average closures had been used for markets before.

2007
The initial peak for the market in 2007 came on July 17, when the S&P 500 had an intraday peak of 1555.90. The index will fall next week and eventually settle to its lowest level in the day of 1,370.60 a month later on August 16 – a drop of 11.9%. From now on, all peaks and troughs are within the day, unless otherwise stated. The market will rise for seven weeks to reach a market peak for the index of 1576.09 on October 11, 2007 – 1.3% higher than its previous peak. The initial decline of 5.5% was followed by a rapid recovery to 1552.76 on 31 October, before giving in and falling 10.8% to a bottom of 1406.10 on 26 November 2007. The index will recover to a peak of 1523.57 and will continue on a series of lower levels and reached its highest value of 666.79 on March 9, 2009 for a decline of 57.7%.

2000
The 2000 market gave many warnings before the fall of Dot.com. The market shook immediately after the opening of the New Year on January 3. After reaching a peak of 1478, the S&P 500 fell to 1455.22 at closing. It fell below 1,400 over the next three days and recovered to 1,465.71 – the highest of January 20, 2000. From there it dropped to the lowest level of 1,329.15 on February 25 – a 10.1% drop from the highest so far. The market finally peaked at 1552.87 on March 24, 2000. It would fall sharply on April 14 to the bottom of 1339.40 – a decline of 13.7% – but then slowly recovered to 1530.09 to September 1, 2000, only 1.5% below its highest value. Then it steadily declined with some sharp declines, followed by rises, but only to the line of a downward trend. The market bottomed out at 775.80 on October 9, 2002, down 50.1%.

1987
The bear market in 1987 was fast. After fluctuating to a peak of 337.89 on August 25, 1987, the S&P 500 fell to 308.58 by September 8 – a blow of 8.7%. It quickly recovered to 328.94 by October 2, only 2.6% less than its highest level. It shook to close below 300 on October 15, before collapsing the following Monday to close at 224.84 – a loss of 20.5% for the day. It will close lower on December 4, 1987 at 223.92, but the lowest point for traffic came the day after the crash, October 20, when it fell to 216.46 for a loss of 36.0% of the maximum for August.

1973
This, together with the bear market since 1968, was part of the mega bear market, which covered 1967-1982. S&P fluctuated between 100 and 110 for most of the year. He overcame the 110 barrier at the end of the summer, only to dive under it again before making his final jump at the end of the year. It peaked at 119.79 on 12 December 1972 and then fell 4.3% to 114.63 on 21 December 1972. The new year pushed the index higher, peaking at 121.74 on 11 January 1973 – an increase of 1.6% from the previous peak. It quickly fell to 111.85 by February 8 and then continued to move down through a series of blows until it hit bottom at 60.96 on October 4, 1974 – a loss of 49.9%.

1968
After an initial decline at the beginning of the year, the market rose steadily from March to November, finally reaching December 2, 1968, when the S&P 500 peaked at 109.37. The index fell to 96.63 on January 13, 1969 (down 11.6%), falling within 0.43 points of the lowest level on March 17, and then rising to 106.74 on May 14, 1969. After entering within 2.4% of the top he gave in, finally hitting the bottom on May 26, 1970 at 68.61. That was a 37.3% haircut.

1962
The stock market rose steadily from October 1960 to December 1962, when the S&P 500 reached 72.64 on December 12, 1962. It then fell to 67.55 on January 24, 1963, with a loss of 7.0%. . The index quickly returned to 70 the following week and recorded a small gain the following month, finally peaking at 71.44 on March 15, 1.7% below the maximum. The index then fell to 51.35 on June 25, 1962, down 29.3%.

1946
The market was torn by the second part of World War II and began in 1946 in the same way, gaining 8% by February. Internal highs and lows for the S&P 500 were not available for analysis, so the Dow Jones Industrial Average closures will continue to be used. The Dow Jones closed at 206.61 on February 5, 1946. The index then fell 10% to 186.02 on February 26. It quickly regained its previous peak and surpassed it to 212.5 on May 29, 1946 – an increase of 2.9%. from its previous peak. The unequal journey continued until August, when the index reached 204.52 on August 13 and then fell from exhaustion, finally closing at 163.13 on October 9, 1946 for a drop of 23.2%. Despite a number of rally attempts, the market will continue to struggle until February 1948 with a maximum loss of 28%.

1937
After a sharp decline from 1929 to 1932, the market seemed to be in recovery mode until it reached a plateau in early 1937. The Dow Jones closed at 194.4 on March 10, 1937, to mark the end of an upward trend. The index then fell for three months to the bottom on June 14, 1937 at 165.51 for a loss of 14.9%. He spent the next two months in a steady climb, which eventually reached 189.34 on August 16, 2.6% below the previous peak. This was his last hurray, as the market fell 49.1% to 98.95 on March 31, 1938, when the Dow Jones closed.

1929
Like the 2000 market, the Great Depression of ’29 gave many warnings. After deviating to the side in the first half of the year, the market went through a correction of 10.0%, when it fell from 326.16 Dow Jones on May 6 to 293.42 on May 27. It then rose fearlessly until it peaked at 381.17 on September 3. , 1929. At first it fell, slowly, but then gained momentum until it reached its lowest point on Friday, October 4, closing the Dow Jones with a loss of 325.17 – 14.7%. He made a crazy effort to recover next week, but managed to manage only 352.86 close to October 10. At 7.4% lower than the September high, it was the lowest percentage near the previous peak in each of the major bear markets. On the other hand, he was the grandfather of all bears. Ten days later, on October 24, the index closed below 300. It fell on Monday, October 28 and closed again the next day at 230.07. The market continued to fall until it finally bottomed out on July 8, 1932, when the Dow Jones closed at 41.22 for a record decline of 89.2%.

Conclusion

Historical evidence shows that every major bear market since 1923 has always provided investors with a warning. After seemingly reaching their peak, they went through a significant decline before rising again to fall afterwards. In two cases, 2000 and 1929, he issued two warnings; the first correction months before the peak and the second after the peak.

The declines after the initial peak range from 14.9% to 4.3% with an average of 10.8% and a median of 11.6%. In three of the nine cases, 2007, 1973 and 1946, the second peak was lower than the first. The range was from a loss of 7.4% to a gain of 2.9% with an average median of -1.4% of -1.7%. Subtracting from 1929, a 7.4% deviation, the mean is -0.63% and the median is -1.6%. The time between the two peaks varies from 30 days to 5.4 months with an average of 96.7 days and a median of 93 days.

Starting from the premise, we are in the early stages of a big bear market and after going through a 10% adjustment, what awaits us? Examining the data, it turns out that we are average. There seems to be no connection between the weight of the bear market and the time between the two peaks. However, five of the six times the market has undergone a bona fide adjustment, 10% or more, it took months, between 2.9 and 5.4 months, for the market to peak and begin a sharp downturn. The notable exception was the 1929 disaster, which lasted only 37 days between the first and second peaks. Although there is no consistent pattern for the depth of the initial decline and the overall decline, it should be noted that the four largest initial declines led to a decline of 49% or more – a level achieved only by the bear market since 1973 4.3%. . There is no visible link between the initial decline and the second peak level, nor the overall decline and the second peak level.

Morgan Stanley’s prediction this Monday that a second-quarter delay could be expected may be correct. We have already exceeded the level of -7.4% since 1929, so it seems that this market does not correlate so well with this one and the wait until the next decisive peak will be measured in months. Nevertheless, I would warn everyone to monitor market developments very closely. If the S&P 500 falls within 2.6% of the peak of 2872.87 on January 26, ie. 2798, this is your signal to exit the stock market. There is no point in being greedy for the last 1 or 2 percent of profits and risking losing much more.