Cryptocurrency: The destroyer of Fintech

Blockchain, side chains, digging – the terminology in the secret world of cryptocurrency continues to accumulate in minutes. Although it sounds unreasonable to introduce new financial terms into an already complex world of finance, cryptocurrencies offer a much-needed solution to one of the biggest problems in today’s money market – the security of transactions in the digital world. Cryptocurrency is a defining and destructive innovation in the rapidly evolving world of fine technology, an appropriate response to the need for a secure exchange environment in the days of virtual transactions. At a time when transactions are just numbers and numbers, cryptocurrency offers to do just that!

In its most basic form, cryptocurrency is evidence of an alternative virtual currency concept that promises secure, anonymous transactions over a peer-to-peer online network. The wrong name is property rather than actual currency. Unlike everyday money, cryptocurrency models work without a central authority, as a decentralized digital mechanism. In a distributed cryptocurrency mechanism, money is issued, managed and approved by the collective network of community partners – whose ongoing activities are known as mine on a partner’s machine. Successful miners also receive coins to value their time and resources. Once used, transaction information is broadcast to a blockchain on the public key network, preventing each coin from being used twice by the same user. The blockchain can be considered as a cashier. The coins are protected behind a password-protected digital wallet representing the user.

The provision of coins in the world of digital currencies has been decided in advance, without manipulation, by anyone, organizations, government organizations and financial institutions. The cryptocurrency system is known for its speed, as transaction activities through digital wallets can materialize funds in minutes, compared to the traditional banking system. In addition, it is largely irreversible in design, further reinforcing the idea of ​​anonymity and eliminating any additional chances of tracing the money back to its original owner. Unfortunately, key features – speed, security and anonymity – have also made cryptocurrencies a way to transaction for many illegal transactions.

Just like the real world money market, exchange rates fluctuate in the digital coin ecosystem. Due to the limited amount of coins, when the demand for currency increases, the value of coins inflates. Bitcoin is the largest and most successful cryptocurrency to date, with a market capitalization of $ 15.3 billion, occupying 37.6% of the market and currently priced at $ 8,997.31. Bitcoin appeared on the foreign exchange market in December 2017, trading at $ 19,783.21 per coin, before facing a sudden decline in 2018. The decline is due in part to the rise of alternative digital coins such as Ethereum, NPCcoin, Ripple, EOS, Litecoin and MintChip.

Due to hard-coded supply constraints, cryptocurrencies are considered to follow the same economic principles as gold – the price is determined by limited supply and fluctuations in demand. With constant exchange rate fluctuations, their resilience remains to be seen. Therefore, investing in virtual currencies is currently speculation rather than an everyday money market.

After the Industrial Revolution, this digital currency has been an indispensable part of technological breakdowns. From the point of view of a casual observer, this rise can seem exciting, threatening and mysterious at the same time. While some economists remain skeptical, others see it as a lightning revolution in the monetary industry. Conservatively, digital coins will displace approximately a quarter of national currencies in developed countries by 2030. This has already created a new asset class alongside the traditional global economy and a new set of investment instruments will come from cryptocurrency in the coming years. Recently, bitcoin may fall to shed light on other cryptocurrencies. But this is not a signal of the collapse of the cryptocurrency itself. While some financial advisers emphasize the role of governments in breaking the secret world to regulate the central government mechanism, others insist on continuing the current free flow. The more popular cryptocurrencies are, the more control and regulation they attract – a common paradox that discourages the digital note and undermines the main purpose of its existence. In any case, the lack of intermediaries and supervision makes it extremely attractive to investors and makes daily trading change dramatically. Even the International Monetary Fund (IMF) fears that cryptocurrencies will displace central banks and international banking in the near future. After 2030, regular trading will be dominated by the cryptocurrency supply chain, which will offer less friction and greater economic value between technologically savvy buyers and sellers.

If cryptocurrency seeks to become an essential part of the existing financial system, it will have to meet many different financial, regulatory and societal criteria. It will need to be protected from hackers, user-friendly and highly protected in order to offer its main benefit to the core monetary system. It must maintain the anonymity of consumers, without being a channel for money laundering, tax evasion and internet fraud. As these are mandatory for the digital system, it will take several more years to see if the cryptocurrency will be able to compete with the real world currency in full swing. Although this is likely to happen, the success (or lack thereof) of the cryptocurrency in tackling the challenges will determine the fate of the monetary system in the coming days.

The best ICO for 2018 – This cryptocurrency will violate Wall Street

As we begin to see an increase in cryptocurrency trading, more and more new digital assets are being built every day. The concept of this is absolutely brilliant, but we are left with a huge problem, as many will find less and less real quality investment opportunities in the crypto market. It seems more public and more that only the first 15% of cryptocurrencies will maintain some significant value over time.

The reality of ICO is a new idea, but we need to see how major change is evolving in order to offer the security seen in traditional investment instruments. The fact that we are on a playing field where no governments or bodies can regulate these digital assets opens the door to fraud and cons. This is the main problem with ICO, even companies that can offer a legitimate product or service may end up losing money to investors and leaving token holders left with an asset that is truly useless. This is what Dibbs ICO promises to fix along with many other promises to change the world by developing a blockchain.

ICO Dibbs presents to the public the erc20 marker, which has some additional unique features. These tokens can be sold back to the issuer for bitcoin or ether payments. This will be governed by smart contracts that will increase the level of security for investors by offering a secure source of liquidation of their holdings! The concept is simple and ingenious! The reason for this development is that Dibbs llc can demonstrate its ability to create digital assets that offer the same benefits and certainly as traditional investments, but with much higher returns, instant liquidity and capacity to build new benefits that can be unique to each token. This, in turn, will be managed initially by Dibbs, as they monitor companies wishing to launch on their platform, making sure that the promise will be fulfilled as we move to the final phase, making the whole system autonomous.

With the Dibbs token you can get part of any offer that will launch from this platform! This is the added bonus behind the Dibbs token, it is incomparable in terms of the potential to see extremely high returns in the future. The fact is that no other proposal will ever have such a great benefit. With the launch of am altcoin through ICO, part of the total supply is set aside and even used as payment to Dibbs for their asset production service. In turn, these holdings are distributed among Dibbs token holders in proportion to their holdings.

All I have to say is wow! I went on and made this company a central focus for my financial partners, and they all caught on. I personally invested over $ 5,000 USD in this offer, buying tokens at advance prices. The ICO will not actually start until September 2018, but if you log in today, you will benefit greatly by saving up to 200%

To learn more about this company, see their website at

Offering coins Dibbs –

The importance of using Cryptex Locker


Cryptocurrency is a relatively new concept. Stable knowledge is required to make transactions using cryptocurrency. This area is growing rapidly and is becoming very popular. At the same time, hackers began adopting newer methods to cause distress and steal all currencies. But it is possible to provide safeguards for digital currencies to avoid huge losses. This article deals with this part of cryptocurrency, which talks about protecting them from malicious attacks. The concept of liquid pool cabinets is also discussed in detail below.

We can define cryptocurrency as digital tokens that can be protected by cryptography. We can look at it as a digital asset. Cryptocurrencies have experienced many reactions and controversies for many reasons. These reasons mainly include their use for illegal activities and their vulnerability to malicious attacks. At the same time, they also received praise for a variety of reasons, including their transparency, portability, and so on. Bitcoin is the most popular form of cryptocurrency.

How to protect cryptocurrency?

As already mentioned, cryptocurrency is a new market. But that doesn’t make it any less vulnerable to hacking and theft. Therefore, it becomes very necessary to protect digital currencies. There are various cases where people have been exposed to malicious attacks.

Such attacks lead to the loss of several cryptocurrencies. People who hack these accounts then tend to disappear on the Internet and it becomes impossible to track them. They also take a lot of digital currencies with them.

One of the best ways to protect digital currencies is to use a wallet. Initially, there were two types of wallets. These days, new designs are being introduced. Among all these options, a physical wallet should be the best option. They are also called hardware wallets. They have a password that one needs to know in order to access the tokens. There is also a big drawback to these hardware wallets. If the user loses or forgets the password, he can never access the tokens by any other method.

In addition, there are paper wallets, which are online wallets.

Users should always use strong passwords and should never share their secret keys.

Why should we use a liquidity pool locker?

Cryptex is a type of liquidity pool. The liquidity pool cabinet allows the user to store their tokens under a smart contract. Under this contract, they cannot transfer tokens from the start date to the end date specified in the contract. There are various such lockers, and some of them are also very famous. Due to such restrictions, currencies remain strong and not vulnerable to malicious attacks. The user can also customize the duration and then store the LP tokens. These lockers do not take over the tokens, their function is to keep them safe for the mentioned period according to the smart contract.

Among all the techniques, the liquid pool cabinet is very effective. In addition, it does not carry risks compared to cold wallets.

If an individual (developer) does not own the LP tokens, he cannot claim back the funds from the pool at any time.

Digital currency


Cryptocurrency is a digital currency. Also called virtual currency. It is a digital asset that processes its transactions using cryptography, uses impenetrable cryptography and validates transactions. In many countries, cryptocurrencies are used as alternative currencies. Bitcoin was added in 2009 as the first decentralized cryptocurrency. Then many different cryptocurrencies appeared on the market. They are commonly known as altcoins. These currencies use decentralized management as a counterbalance to centralized digital money and central banking systems.

Distributed management uses the Bitcoin blockchain transaction database as a paid ledger. An encryption device generates a decentralized cryptocurrency at a predetermined price, which is communicated to the public. In central banking and the Federal Reserve system, boards of directors or governments manage the disbursement of currency through printed units of cash, and the exchange takes place through digital banking books. However, in a decentralized cryptocurrency, companies or governments cannot create new entities or provide support to different companies, banks or companies that hold an asset.

Satoshi Nakamoto Group has created the main technical gadget for decentralized cryptocurrencies. By September 2017, almost a thousand cryptocurrencies had been created, most of which were comparable to bitcoin. In cryptocurrency systems, security, integrity and general ledgers are maintained with the help of a team of mutually suspicious countries known as diggers, whereby the general public is validated through the use of their computer systems and time stamp transactions are maintained under a specific time stamp scheme. . Miners to maintain the security of the cryptocurrency book for economic reasons.

Most cryptocurrencies constantly minimize the production of currency, limiting the total amount of currency in circulation and imitating precious metals. Unlike ordinary currencies, which are held through monetary institutions, such as holding cash, cryptocurrencies are difficult to confiscate from law enforcement. This problem is due to the use of cryptographic technologies. Law enforcement officials faced this problem in the case of the Silk Road, in which Ulbricht’s bitcoin was “encrypted”. Cryptocurrencies such as bitcoin are aliases, although add-ons such as Zerocoin have been proposed to ensure authentic anonymity.

Some unknown person or human beings used the title Satoshi Nakamoto and added bitcoin in 2009, the first digital currency. SHA-256, a cryptographic hash function, was used as a working scheme in it. Namecoin was in April 2011. Litecoin was released in October 2011. Scrypt had a hash feature in it. The cryptocurrency, Peercoin uses the hybrid as proof of work. IOTA does not use blockchain, it uses entanglement. Built on a custom blockchain, The Divi Project allows seamless buying and selling between portfolio currencies and the ability to use information that cannot be publicly identified for transactions. Many unique cryptocurrencies have since been created, but only a few have been successful because they lack technical innovation.

The first bitcoin ATM was installed in Texas, USA on February 20, 2014, by the creator of Robocoin, Jordan Kelly. This ATM was identical to ATMs, but it examined identifications such as a consumer’s passport or driver’s license with the help of scanners. Almost 1574 bitcoin ATMs were installed in different countries in 2017, with a total of 3 ATMs connected per day in 2017.

The legal status of cryptocurrencies deviates greatly from the state and is still permanent in many of them. Although some countries have clearly allowed their use and trade, others have banned it. In addition, different government institutions have restricted bitcoins in different ways. In 2014, the Central Bank of China banned the treatment of bitcoins by financial institutions in China. In Russia, however, cryptocurrencies are legal, although it is criminal to use another currency to buy goods other than the Russian ruble. The United States Internal Revenue Service allowed bitcoin to be subject to capital gains tax, and on March 25, 2014, that decision clarified the legality of bitcoin.

Harvard Economist claims that bitcoin prices are falling

In the next ten years, bitcoin is more likely to be $ 100 than $ 100,000, says the Harvard economist

Harvard University professor and economist Kenneth Rogoff said on Tuesday that the possibility of bitcoin prices falling to $ 100 is higher than that of the digital currency, which is trading at $ 100,000 a decade later.

“I think bitcoin will cost a fraction of what it is now if we leave ten years from here … I would see $ 100 as much more likely than $ 100,000 in ten years,” Rogoff told CNBC. Squawk Box. “

“If it takes away the possibility of money laundering and tax evasion, its actual use as a means of transaction is minimal,” said the former chief economist of the International Monetary Fund (IMF).

Many illegal transactions are related to bitcoin, estimates of which vary in proportion to the use of digital currency used in illegal activities. According to Shone Anstey, co-founder and president of Blockchain Intelligence Group, he estimated that the level of illegal transactions fell to 20 percent in 2016 and was “significantly less than that” in 2017.

The regulations introduced by the government will provoke a drop in bitcoin prices, Rogoff said, although he stressed that it would take time to develop a global regulatory framework.

“This must be global regulation. “Even if the United States defeats itself and China is repressed, but Japan does not, people will still be able to launder money through Japan,” he said.

According to industry site CoinDesk, bitcoin traded around $ 11,242.61 during morning trading in Asia. The price of the digital currency fell this year from a record high of $ 19,000 last December.

According to Rogoff, the authorities are passive about regulating bitcoin, which is due to the expectation of technology behind the digital currency.

“They want to see advances in technology,” Rogoff said, adding that the private sector has historically “designed everything” in the history of currency, from standardized coinage to paper currency.

Bitcoin is a significant area of ​​growth as an application of blockchain technology that allows transactions to be maintained and recorded.

However, there have also been allegations in the past about falling bitcoin prices. Before Bitcoin was sold last December, Rogoff said last October that digital currency estimates would “collapse” amid governments’ attempts to regulate space.

Has cryptocurrency become the dream investment of every Indian?

Rich rewards often lead to great risks, and the same goes for the highly volatile cryptocurrency market. Uncertainty in 2020 worldwide has led to increased interest from the masses and large institutional investors in trading in cryptocurrencies, a class of assets of the new era. Increasing digitalisation, a flexible regulatory framework and lifting the Supreme Court’s ban on banks operating crypto-based companies have halted investment by more than 10 million Indians in the past year. Several major global cryptocurrency exchanges are actively exploring the Indian cryptocurrency market, which has shown continued growth in daily trading volume over the past year amid a sharp drop in prices as many investors looked to buy value. As the craze for cryptocurrencies continues, many new cryptocurrency exchanges have emerged in the country that allow buying, selling and trading, offering functionality through user-friendly applications. WazirX, India’s largest cryptocurrency trading platform, doubled its users from one million to two million between January and March 2021.

What drives the world’s largest crypto exchanges to the Indian market?

In 2019, the world’s largest cryptocurrency exchange in terms of trading volume, Binance acquired the Indian trading platform WazirX. Another cryptocurrency launch, Coin DCX, secured an investment from Seychelles-based BitMEX and San Francisco-based giant Coinbase. India’s crypto and blockchain start-ups have attracted $ 99.7 million in investment by June 15, 2021, to about $ 95.4 million in 2020. Over the past five years, global investment in the Indian crypto market has increased with an incredible 1487%.

Despite India’s vague policies, global investors are betting heavily on the country’s digital coin ecosystem due to various factors such as

• Technically understandable Indian population

The predominant population of 1.39 billion is young (average age between 28 and 29) and technology-savvy. While the older generation still prefers to invest in gold, real estate, patents or stocks, the newer ones accept high-risk cryptocurrency exchanges because they are more adaptable to them. India ranks 11th on the list of the Chainalysis 2020 report on global acceptance of cryptocurrencies, which shows the excitement of cryptocurrency among the Indian population. Nor can the government’s friendly attitude to cryptocurrency or the rumors surrounding cryptography shake young people’s confidence in the digital coin market.

India offers the cheapest internet in the world, where one gigabyte of mobile data costs around $ 0.26, while the global average is $ 8.53. Thus, almost half a billion users benefit from affordable internet access, which increases India’s potential to become one of the world’s largest cryptocurrencies. According to SimilarWeb, the country is the second largest source of web traffic to the peer-to-peer bitcoin trading platform, Paxful. While the mainstream economy is still struggling with the “pandemic effect”, cryptocurrency is gaining momentum in the country as it provides the younger generation with a new and fast way to make money.

It is safe to say that cryptocurrency can become Indian millennials what gold is for their parents!

• Rise of fintech startups

The craze for cryptocurrencies has led to the emergence of many trading platforms such as WazirX, CoinSwitch, CoinDCX, ZebPay, Unocoin and many others. These cryptocurrency exchange platforms are highly secure, multi-platform and allow instant transactions, providing a user-friendly interface for crypto enthusiasts to buy, sell or trade unlimited digital assets. Many of these platforms accept INR for purchases and trading fees of only 0.1%, so simple, fast and secure platforms are a lucrative opportunity for both first-time investors and local retailers.

WazirX is one of the leading cryptocurrency exchange platforms with over 900,000 users, providing customers with opportunities for transactions with peers. CoinSwitch Kuber provides the best cryptocurrency exchange platform for Indians and is ideal for both beginners and casuals. Unocoin is one of the oldest cryptocurrency exchange platforms in India, representing over a million merchants through mobile applications. CoinDCX provides users with over 100 cryptocurrencies as an exchange option and even provides investors with insurance to cover losses in the event of a security breach. So global investors are looking at the many cryptocurrency exchange platforms in India to take advantage of the emerging market.

• Mixed government response

A bill banning virtual currency that would criminalize anyone involved in owning, issuing, digging, trading and transferring cryptocurrencies could be passed. However, Finance and Corporate Affairs Minister Nirmala Sitaraman allayed concerns among some investors, saying the government had no plans to ban the use of cryptocurrency altogether. In a statement to a leading British newspaper, the Deccan Herald, the finance minister said: “We are very clear that we are not closing all options. We will allow certain windows for people to experiment with blockchain, bitcoins or cryptocurrencies. “Obviously, the government is still researching the national security risks posed by cryptocurrencies before deciding on a total ban.

In March 2020, the Supreme Court overturned a central bank decision to ban financial institutions from trading cryptocurrencies, prompting investors to accumulate in the cryptocurrency market. Despite the continuing fear of a ban, transaction volumes continued to grow, and user registration and cash flows in the local cryptocurrency exchange were 30 times higher than a year ago. One of the oldest exchanges in India, Unocoin added 20,000 users in January and February 2021. The total volume of Zebpay on the day of February 2021 became equivalent to the volume generated throughout the month of February 2020. Responding to the cryptocurrency scenario in India, the Minister of Finance said in an interview with CNBC-TV18: “I can only give you a clue that we are not closing our minds, we are looking for ways in which experiments in the digital world and cryptocurrency can take place.”

Instead of standing aside, investors and stakeholders want to do their best to spread the digital coin ecosystem until the government introduces a ban on “private” cryptocurrency and declares a sovereign digital currency.

Is India moving towards financial inclusion with cryptocurrency?

Formerly considered a “boys’ club” due to the predominant involvement of the male population in the cryptocurrency market, the ever-increasing number of women investors and traders has led to more gender neutrality in the new and digital form of investment methods. Women used to stick to traditional investments, but now they are taking risks and entering India’s crypto space. After the Supreme Court clarified the legality of the “virtual currency”, the Indian platform for cryptocurrency, CoinSwitch witnessed an exponential 1000% increase in its female users. Although female investors still make up a small percentage of the crypto community, they create fierce competition in the Indian market. Women tend to save much more than their male counterparts, and more savings mean more investment diversity, such as high-return assets such as cryptocurrencies. In addition, women are more analytical and better at assessing risks before making the right investment choices, so they are more successful investors.

Increasing the mass institutional acceptance of cryptocurrencies

The uncertainty and panic caused by SARS-Covid 19 led to a liquidity crisis even before the economic crisis began. Many investors have turned their assets into money to protect their finances, leading to a collapse in bitcoin and altcoin prices. But despite cryptocurrencies crashing, it still managed to be the best-performing asset class for 2020. With the system’s increased vulnerability and loss of confidence in central bank policies and money in its current design, people have an increased appetite to digital currencies, which led to the recovery of cryptocurrency. Due to the stellar performance of the cryptocurrency in the midst of the global financial crisis, the upward trend has intensified interest in the virtual currency market in Asia and the rest of the world.

In addition, to fuel public demand for convenient and reliable transaction solutions, digital payment gateways such as PayPal have also shown support for cryptocurrencies that can enable consumers to hold, buy or sell virtual assets. Tesla CEO Elon Musk recently announced a $ 1.5 billion investment in the cryptocurrency market and that the power company will accept bitcoins from buyers, leading to an international jump in the price of bitcoin from $ 40,000 to $ 48,000 within every two days. Two of the world’s largest payment platforms, Visa and Mastercard, also support cryptocurrencies by introducing them as a means of making transactions. While Visa has already announced that it allows stable coin transactions in the Ethereum blockchain, Mastercard will start crypto transactions sometime in 2021.

What does the future hold for the cryptocurrency market in India?

The Indian cryptocurrency market is not immune to the terrible cryptocurrencies. Despite huge investments from global partners, local investors are still keeping their distance from crypto investments due to uncertainty about the legality of India’s digital coin ecosystem and high market volatility. Although the cryptocurrency market has been booming since last year, Indians own less than 1% of the world’s bitcoin, creating a strategic disadvantage for the Indian economy. The Indian government plans to appoint a new committee to study the possibility of regulating digital currencies in the country, as well as to focus on blockchain technology and propose it for technological improvements.

The ability of blockchain technology to provide a secure and unchanging infrastructure has been realized by various industries to instill transparency in transactions. For a country with more than 15 million cryptocurrency users, the commission’s new recommendation could be of great value in determining the future of cryptocurrency in India. However, stakeholders believe that technical and economic strength will make India a key player in the crypto and blockchain market. Gradually, cryptocurrency is gaining mass acceptance, which may lead to greater adoption of the digital currency.

According to another TechSci Research Report on “Cryptocurrency Market in India By offering (hardware and software), by process (mining and transactions), by type (Bitcoin, Etgereum, Bitcoin Cash, Ripple, Dashcoin, Litecoin, others), by end user (banking, real estate, stock market and virtual currency) , By Region, Forecast and Opportunity, 2026 “, India’s cryptocurrency is expected to grow significantly by CAGR due to growing transparency requirements and reduced transaction costs. in India.

Travel with an Android – a quick guide to some great apps for beginners

I’ve always feared that Android phones would all be hyped and overrated, mainly because it was said that the Android platform itself was seemingly fragmented because several versions of it were running on different phones, so the apps didn’t always run as well as they should. The phone itself was a bit immature compared to Symbian-powered, long Nokia phones with proven proven reliability and standard interface. But over the years, older platforms have disappeared as manufacturers have been caught.

I was a Nokia steadfast all the time but finally moved to an Android phone 3 weeks ago like a lot of fast growing Android fans. Thought I’d hang out with my faithful Nokia 5530 for a while but I guess the temptation to hug the little green robot was great. Customization is the name of the game in today’s technology. My Nokia has done a lot for me, and I rely on it a lot, especially when I travel. After unlocking it with a simple hack to give me full power access, I’ll load it with tons of apps or ‘apps’ that are commonly called. When I bought my ‘El Cheap’ Chinese-made, great Bang-for-the-Buck, Android 2.2 powered ZTE Blade, I was hoping that it would surpass my Nokia in terms of usability of a few thousand Android apps on ‘Android’. Market ‘. Okay, there are more apps on the iPhone, but hey I’ve never pulled in for iPhone camp for any reason, probably because I think I prefer to support the underprivileged! Now that the phone has been around for 3 weeks, I must admit that Android did not disappoint, and I am quite happy to learn to live up to its hype.

I want to keep the number of my apps to a minimum. I basically install apps that are useful for organizing my life or traveling. If you are an Android novice and feel overwhelmed by the huge Android market, here is a short list of some great Android apps (I’ve installed them all). , Quality app. The bad news is that some apps aren’t free and for better apps or enhanced features one often has to ‘root’ the phone, which means a simple ‘hack’ to give the phone full, ‘super-user’ capabilities. So you can install any app or other modified phone firmware with free access. Rooting can also void your phone’s warranty, so it may not be a good idea to root your phone out of the box before making sure your phone is hardware or software free. It’s best to run your phone a few weeks before rooting, just to be safe. It is unnecessary to go into details here because the Android app has thousands of pages, installing customized Android firmware and rooting on Google.

Utility:(Important for Android device memory and battery starvation)

  • Set CPU – change CPU clock rate and manage battery optimization using customizable profile
  • Advanced Task Killer Pro – AutoKill running background app
  • Easy Speedup – Kill running background apps with one click
  • Autorun Manager – prevents some apps from starting automatically
  • Autocillar Memory Optimizer – Kill apps when memory reaches preset level
  • Blade Buddy Pro – phone speed optimization tweak
  • Spare parts plus – more phone optimization options
  • App Installer – to list apps and install them
  • Power Control Plus – Additional functions and toggle buttons to enable / disable one-click flight mode, lock screen, bluetooth and more
  • Battery Widget – Percentage battery level indicator and display shortcut for control, Bluetooth etc.

File manager:

  • Astro File Manager – File Explorer
  • Route Explorer – Like Astro, with access to phone system files
  • Launcher – Stock Android improves the home screen and adds more functionality
  • Keyboard:
  • SlideIt – One of the first applications I installed Great keyboard, like the more familiar swipe I like SlideIT for its high speed and predictive accuracy.


  • PowerAmp – Absolutely a must-have for audiofiles, currently considered the best Android music player. Sound impressive with separate bus / treble control with 10-band equalizer
  • Player Pro (with optional DSP Equalizer Plugin) – PowerAmp Options
  • Rock Player – Supports the most popular video formats, including MKV and AV.

Document reader or editor:

  • Quickoffice Pro – For viewing and editing MS Office documents
  • RepliGo Reader – Bright for viewing and editing PDF files. Free!
  • Cool Reader – Ebook Reader supports most formats such as Fb2, ePub, pdb, etc.


  • Easy Money – Cost Manager
  • Checkmark ToDoList – Shopping, to-do and general list manager
  • CheckIt Off – Daily Tasks and Task Manager
  • Jartte – Calendar app
  • Launcher Pro’s built-in calendar – comes with a bright scrolling widget, can be integrated with Google Calendar

GPS and location:

  • GPS Essentials – Comes with a Nifty Compass for easy information on nearby satellites and other useful GPS devices
  • Google Maps – one of the best known. It is usually pre-loaded on Android
  • Android Drive – Easy navigation that may not be a competitor to Google Maps but can be used offline. Although country maps are not free.

Web Browser:

  • My all time favorite for Opera Mini’s speed and user-friendly interface
  • UC Browser – A good, well-built, functional browser


  • Handsent SMS – A much better SMS app than stock Android with features like allocating individual SMS tones in contacts, scheduling SMS and much more.
  • Go SMS – handset option
  • Short English Oxford Dictionary – A quick companion for English language enthusiasts and an easy companion for ebook reading.
  • XE Currency – A free mobile version of a great currency converter for travel
  • ConvertPad – Conversion utility covers many categories from length and weight to temperature, power and torque.

Many people download the app directly from the Android Market app built into the phone. I like to download the relevant ‘.apk’ file on my PC, transfer it to phone, just run the file and install. This way I can better research and review apps before installing. By no means the best top list. Functions may be the same across similar applications but different user-interfaces and personal preferences. I like simplicity and speed, but take what you want and need.

Easy enough to get Android hang off. I haven’t had to convert to Geek since I got my phone. The platform is constantly evolving and can only get better over time.

Why are religions failing and people leaving them?

Life flies and people wonder what comes next? People come and go during the course of life, some appear briefly, others seem to go away forever. Eventually we inevitably surrender and what have we achieved? Some make fortunes, others live in poverty, while greed, envy and jealousy are behind most of them. Some have offered their skills and abilities, others struggle to understand the simplest puzzle.

Why are we so different and what are we really waiting for when their time is up? My life began after rebirth brought me back from being a man and now a woman. The memory of my last death and time with the soul of the universe has given me a different perspective and a passion for learning everything possible.

Staying on top of my last body and looking down I saw that it was a man about 45 years old. The death was accidental and was in the middle of a paddock on a Dray ship driven by a horse. He stood patiently as I proceeded.

A glimpse of a line stretching out in front of me in the dark showed the dates and stood for 45 years. Something special will happen at that time. Already my life would be full of ups and downs but I had to cross a huge learning curve before.

Above my parents I saw that they were married a month before I was born. Memories remain from the first day of this life. A different language protected my parents because they could not speak to me.

Young children often feel this way but religions interfere and they are despised, disbelieved, rejected and are generally prevented from reincarnating or believing.

A changed world means that what was frowned upon is now accepted and women are leaders as well as highly educated and trustworthy individuals. It wasn’t when I was born, and at the time I was frustrated that my body was female.

Going back to life and doing something seemed like a mistake. But not so! My job now is to spread new ideas in the world through the internet and make people aware of how wrong religions are, how bad and corrupt the world is, and how many people have stolen their connection with their spirituality and spirit.

Since my commission, my job has been to learn everything about where and why systems of faith were developed. It’s heinous but the evidence is irrefutable. Lying, stealing, ignorance, and abuse of power are just some of the tools employed by religious leaders. People accept humor when fear fights reality but this is the time to wake up. The answer to the mystery is available for free on the Internet and religious leaders are no exception